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</html><thumbnail_url>https://embassylife.ru/wp-content/uploads/2023/11/22561509222_7d6e1578c6_o.jpg</thumbnail_url><thumbnail_width>1280</thumbnail_width><thumbnail_height>854</thumbnail_height><description>The Bank of Russia has approved Sberbank, VTB and Alfa-Bank to use their own models to calculate the debt burden indicator (PD) for consumer loans. In June of this year, large retail banks can send for validation to the Bank of Russia a model for assessing the income of citizens when providing a consumer loanRead More</description></oembed>
